Welcome to Pinpaya.com, operated by BGTechnology OÜ. By accessing or using our platform, you agree to comply with and be bound by the following terms and conditions. Please read them carefully.

1. Acceptance of Terms

By using Pinpaya.com, you agree to these Terms of Use & General Conditions (the “Terms”). If you do not agree to these Terms, please do not use the platform.

2. Changes to Terms

BGTechnology OÜ reserves the right to change or modify these Terms at any time. Any changes will be effective immediately upon posting on the platform. Your continued use of the platform after any changes signifies your acceptance of the new Terms.

3. Use of the Platform

3.1 Eligibility

You must be at least 18 years old to use the platform. By using the platform, you represent and warrant that you meet this requirement.

3.2 User Account

To access certain features, you may need to create an account. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. BGTechnology OÜ reserves the right to delete user accounts without notice.

3.3 Prohibited Conduct

You agree not to:

  • Use the platform for any unlawful purpose.
  • Post or transmit any content that is infringing, defamatory, obscene, or otherwise objectionable.
  • Attempt to gain unauthorized access to other users’ accounts or the platform’s systems.
  • Disrupt or interfere with the operation of the platform.

3.4 Monitoring and Privacy

If our automated systems detect unusual activity or tensions in user messages, we reserve the right to review user conversations. This measure is in place to ensure the safety and integrity of the platform.

4. Intellectual Property

All content on the platform, including text, graphics, logos, and software, is the property of BGTechnology OÜ or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, or distribute any content without our prior written permission.

5. User-Generated Content

By posting content on the platform, you grant BGTechnology OÜ a non-exclusive, royalty-free, worldwide, perpetual license to use, reproduce, modify, and distribute your content. You represent and warrant that you own or have the necessary rights to post the content and that it does not violate any third party’s rights.

6. Privacy

Your use of the platform is also governed by our Privacy Policy, which can be found (link to Privacy Policy). Please review it to understand our practices regarding your personal information.

7. Disclaimers and Limitation of Liability

7.1 Disclaimers

The platform is provided “as is” and “as available” without any warranties of any kind, either express or implied. BGTechnology OÜ does not warrant that the platform will be uninterrupted, error-free, or free of viruses or other harmful components. BGTechnology OÜ does not provide learning services and is not responsible for the quality or execution of any contracts between learning service providers and contracting entities. Furthermore, BGTechnology OÜ is an online platform and is not responsible for any issues arising from offline interactions between users and tutors.

7.2 Limitation of Liability

To the fullest extent permitted by law, BGTechnology OÜ shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of the platform, even if we have been advised of the possibility of such damages.

8. Indemnification

You agree to indemnify, defend, and hold harmless BGTechnology OÜ, its affiliates, and their respective officers, directors, employees, and agents from any and all claims, liabilities, damages, and expenses, including reasonable attorneys’ fees, arising out of or related to your use of the platform or any violation of these Terms.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of Estonia, without regard to its conflict of laws principles. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Estonia.

10. Termination

BGTechnology OÜ reserves the right to terminate or suspend your account and access to the platform at any time, without notice and for any reason, including if we believe you have violated these Terms.

11. Contact Us

If you have any questions or concerns about these Terms, please contact us at [email protected].

By using Pinpaya.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use & General Conditions.